The property asset is in most cases the most expensive, its value grows over the years. In the catering business, this is a restaurant building, its interior and equipment.
Restaurant business insurance is an extremely important procedure that can protect a legal entity from a large number of losses.
WHAT DOES THE POLICY PROTECT FROM?
Fire, communication failure, explosion, natural disasters
Equipment breakdown as a result of power surges, short circuits
Damage to property and health of clients, citizens and organizations occupying neighboring premises
Other external influences
WHAT CAN BE LOST?
Part of the building.
An extension to the building.
Repair of premises (costs of carrying out repair work).
Glazing of the building.
Computer and other equipment.
Air conditioning system.
Cash held in a safe or cash desk.
Also, restaurant insurance includes:
civil liability insurance (for harm to health to third parties);
manufacturer's liability insurance (for the quality of food prepared on the territory of a restaurant or cafe kitchen).
WHAT PROTECTION DO WE OFFER?
We will reimburse the cost of repairing or replacing equipment
We will pay for re-finishing, new furniture
We will compensate for the loss of inventory
We will indemnify for damage to the structures of the premises, according to the terms of the lease agreement
We will cover the costs of replacing unusable components of music, heating and refrigeration equipment
We will take over the claims of the "victims"